The Process
How it works
Simple, transparent, and cash-free from start to finish.
1
Apply Online
Fill in a quick form with your details, student number, and residence. We will check if your campus is in our network.
2
Get Pre-Approved
We verify your institution and residence. If you are in our network, you are pre-approved and can complete your profile.
3
Complete Your Profile
Upload your supporting documents and bank details. Admin reviews everything and gives final approval.
4
Money in Your Account
Once fully approved, funds are paid directly into your bank account via Ozow instant EFT. Repay easily when due.
What you need
- Valid South African student ID
- Proof of residence registration
- Active South African bank account
- Cellphone number for WhatsApp updates
Loan terms
Amount: R100 — R500
20 days: 30% interest
30 days: 40% interest
Payout: Within 15 minutes of approval