About Us
Built for students, by students
R Loans provides small, short-term loans to registered university students. We started in residence and understand the cash crunch between allowances.
Our Story
R Loans was founded by a student who saw friends struggling to make ends meet between allowance payments. What started as a small lending circle in residence grew into a registered credit provider serving students across multiple campuses.
Our platform was built by students who understand the realities of student life. We live in the same residences, face the same challenges, and designed R Loans to be the lending solution we wished we had.
Every loan is tracked, every repayment is reconciled, and every cent is accounted for through our digital platform.
NCR Registered
Fully compliant with the National Credit Act
By Students
Built by people who understand student life
Fast Payouts
Money in your account within minutes
No Cash Handling
Direct bank transfers via Ozow EFT
Compliance & Trust
NCR Registered
Registered with the National Credit Regulator. NCRCPXXXXX.
POPIA Compliant
Your personal information is protected under POPIA. We never share your data.
NCA Compliant
All loans comply with the National Credit Act including affordability assessments.